Liquidity01
Agent Community
Our agent network gives merchants quick access to local liquidity and support across every state in India.
Sunpay — the best UPI payment gateway for INR pay-ins, payouts and USDT settlement.
A secure and streamlined way to collect balance, manage funds and use them across trusted partner platforms — enabling fast and reliable INR transactions.
9:41
SP
Merchant
Dashboard
Available balance
₹12,48,900
Settled today ₹3.2L+18.4%
Success
97.4%
Pay-ins
1,284
Payouts
612
Recent transactions
UPI Pay-in
SP0114…FAIR
UPI Pay-in
SP0114…KQ2X
Bank Payout
PO9921…LM4
9:41
SP
Merchant
Dashboard
Available balance
₹12,48,900
Settled today ₹3.2L+18.4%
Success
97.4%
Pay-ins
1,284
Payouts
612
Recent transactions
UPI Pay-in
SP0114…FAIR
UPI Pay-in
SP0114…KQ2X
Bank Payout
PO9921…LM4
What is Sunpays?
Payments, made simple and secure.
We've simplified collecting and sending funds for businesses, providing one streamlined and secure payment solution.
One balance. Endless ways to pay.
Merchants load balance using local payment methods made available by our processing partners, then use that balance across connected services.
How does it work?
1
Open the app
Quick and simple registration.
2
Add balance through local methods
Payments are processed securely by our local partners.
3
Use your balance on connected services
A seamless way to interact with multiple partner platforms.
Key benefits
Fast and stable experience
Sub-second pay-in links with multi-gateway failover.
Local payment methods
UPI, IMPS/NEFT bank transfer and USDT — all in one balance.
Simple and intuitive panel
Live ledger, settlements and analytics in one console.
Sunpaysoperatestogetherwithcertifiedlocalprocessorswhohandleeverypaymentsecurelyandenablebalanceusageacrossconnectedplatforms.
Why Sunpays?
Reach02
Emerging Markets
Sunpays overcomes banking and geographic barriers, providing reliable INR collection and payout rails where traditional processors fail.
Experience03
10+ years of expertise
A team with over a decade of payments experience, delivering exceptional uptime and settlement discipline.
Settlement04
Easy currency conversion
Convert your INR balance to USDT and settle globally — no hassle of traditional exchange processes.
For developers
Everything you need, right here.
Pay-in cube, live & sandbox API keys, a runnable sandbox and full REST docs — all in one place so you can integrate the gateway in an afternoon.
Money that moves everywhere.
Collect in INR, settle in USDT, pay out locally — one balance connected to a global network of partners.
Completed
Pay-in · ₹4,500
Completed
Payout · ₹9,000
Completed
USDT · $1,200
Completed
Settlement · ₹2.4L
How to get started with Sunpays?
Merchant Dashboard›
API Keys · live & sandbox›
Pay-in Orders›
Payout Queue›
Settlements›
1
Create your merchant account
Sign up, complete verification and get live + sandbox API keys the same day.
2
Plug in one REST API
Create pay-ins, trigger payouts and receive HMAC-signed webhooks from a single integration.
3
Go live and settle daily
Track everything in the merchant console — pay-ins, payouts, settlements and analytics.
Payment gateway questions.
What is Sunpay payment gateway?+
Sunpay (Sunpays) is an India-focused UPI payment gateway for collecting INR pay-ins and sending instant payouts. Merchants get one REST API, a hosted checkout, signed webhooks and USDT settlement from a single merchant console.
Do you support Chinese payment gateway style UPI collection for cross-border merchants?+
Yes. Sunpays works the way a Chinese payment gateway integration expects — signed API requests, async notify callbacks, order query endpoints, balance query and bulk payouts — while settling locally in INR and globally in USDT.
How is Sunpays different from LG Pay, Watch Pay, RS Pay and other pay gateways?+
Sunpays runs 7+ connected acquiring channels with automatic failover, so a single dead upstream never kills your pay-ins. Most LG Pay / Watch Pay / RS Pay style gateways route through one processor only.
How fast is a UPI pay-in link created?+
Under two seconds end-to-end. The fast-checkout route redirects the customer straight to the UPI intent or QR page, so there is no extra cashier hop.
How do payouts and settlements work?+
Payouts go out over UPI and IMPS/NEFT with balance checks, per-merchant min/max limits and status callbacks. Settlement can stay in INR or convert to USDT (TRC-20) on request.
Is there a sandbox and API documentation?+
Yes. Every merchant gets a sandbox key with unlimited test pay-ins, plus multi-language REST documentation covering pay-ins, payouts, webhooks and order queries.
Trusted by merchants, agents and their customers every single day.
Contact us today
Have questions or need more information? Our team will get back to you shortly — we're here to help.
99.9%
Uptime
7+
Connected gateways
< 2s
Pay-in link speed
24/7
Human support